Small purchases might break the budget and you don’t even realize it.
Spending less is a goal for many, especially with the the economy being always wishy washy (is that a word? ) Saving money is not something that people wish they could do these days but something that people are doing to make ends meet.
Small purchases might be a budget breaker if you are not careful. We all are concerned over our big purchases. New Cars, homes, TVS or furniture but we might be hurting our budget more over the small things that we really don’t pay attention to and spend with out thinking about it.
You need to ask yourself when you purchase even the $5 items a couple of questions. Do I really need this item? Is this an item that I have multiples of and / or can I wait a few weeks to purchase it? If you buy 20 $5 items a month of stuff that you really don’t need, it adds up to $100 plus tax. That is a large budget line item when you look at it all together.
When starting to spend less, you need to evaluate ALL your purchases. We have a unspoken rule that if it is over $50 we don’t purchase it until we talk to the other spouse. This is a rule for the past, now we talk about most every purchase that isn’t food or gas related. Reigning in the budget is something that is a priority in our home because we want to be able to continue to give to our organizations that we support and want to bless people that God lays on our hearts.
I would rather do with out the 20 $5 trinkets that will just clutter my home and have the money to save or to share.